:root{font-family:Segoe UI,Helvetica Neue,Arial,sans-serif;line-height:1.5;font-weight:400;color:#102033;background:var(--page-bg);font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;--page-bg: radial-gradient(circle at top left, rgba(170, 198, 255, .28), transparent 32%), linear-gradient(180deg, #f5f8fc 0%, #eef3f8 100%);--panel: rgba(255, 255, 255, .88);--panel-muted: rgba(245, 248, 252, .9);--card-soft-bg: rgba(255, 255, 255, .62);--card-strong-bg: linear-gradient(180deg, #ffffff 0%, #f4f6f9 100%);--card-hover-bg: rgba(255, 255, 255, .92);--card-active-bg: rgba(231, 241, 251, .92);--card-active-ring: rgba(35, 100, 170, .12);--toggle-bg: rgba(255, 255, 255, .72);--toggle-hover-bg: rgba(255, 255, 255, .92);--input-bg: #ffffff;--input-text: #102033;--line: rgba(16, 32, 51, .1);--line-strong: rgba(16, 32, 51, .18);--text-main: #102033;--text-soft: #5f6f82;--accent: #2364aa;--accent-strong: #194d84;--focus-ring: rgba(35, 100, 170, .18);--formula-bg: #132033;--formula-text: #e8eef7;--formula-muted: #cbd5e1;--warning-bg: rgba(255, 247, 237, .9);--warning-border: rgba(183, 105, 42, .25);--warning-text: #6d4b2f;--warning-strong: #8b4513;--negative-text: #8b2f2f;--panel-shadow: 0 20px 50px rgba(15, 23, 42, .08)}:root[data-theme=dark]{color:#e6edf5;--page-bg: radial-gradient(circle at top left, rgba(60, 98, 148, .24), transparent 28%), linear-gradient(180deg, #0f1722 0%, #111b29 100%);--panel: rgba(16, 24, 37, .9);--panel-muted: rgba(19, 29, 44, .92);--card-soft-bg: rgba(20, 30, 45, .88);--card-strong-bg: linear-gradient(180deg, #172334 0%, #131e2d 100%);--card-hover-bg: rgba(26, 38, 56, .94);--card-active-bg: rgba(25, 46, 73, .96);--card-active-ring: rgba(118, 174, 244, .22);--toggle-bg: rgba(18, 28, 42, .9);--toggle-hover-bg: rgba(28, 40, 58, .95);--input-bg: #121c2a;--input-text: #edf3fb;--line: rgba(163, 184, 209, .16);--line-strong: rgba(163, 184, 209, .3);--text-main: #edf3fb;--text-soft: #a2b0c4;--accent: #78aef4;--accent-strong: #9cc2f7;--focus-ring: rgba(120, 174, 244, .24);--formula-bg: #0b1220;--formula-text: #edf3fb;--formula-muted: #a2b0c4;--warning-bg: rgba(61, 43, 27, .72);--warning-border: rgba(226, 164, 98, .26);--warning-text: #f1dcc4;--warning-strong: #ffd9b0;--negative-text: #ffb0b0;--panel-shadow: 0 22px 60px rgba(0, 0, 0, .32)}*{box-sizing:border-box}html{min-width:320px}body{margin:0;min-height:100vh;background:var(--page-bg);color:var(--text-main)}body,input,button,select{font:inherit}h1,h2,p{margin-top:0}#root{width:100%}.app-shell{max-width:1180px;margin:0 auto;padding:56px 24px 72px}.hero{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;margin-bottom:28px;align-items:start}.hero-copy{max-width:760px}.hero-actions{display:grid;gap:12px;justify-items:start}.theme-toggle{min-height:44px;padding:10px 14px;border:1px solid var(--line-strong);border-radius:999px;background:var(--toggle-bg);color:var(--text-main);font-weight:600}.theme-toggle:hover{border-color:var(--accent);background:var(--toggle-hover-bg)}.eyebrow{margin:0 0 10px;font-size:.85rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-strong)}.hero h1{margin:0;max-width:13ch}.hero-text{margin:18px 0 0;max-width:60ch;color:var(--text-soft);font-size:1.05rem}.benefits-section,.ad-slot-section{margin-bottom:32px}.ad-slot-section-lower{margin-top:32px;margin-bottom:0}.ad-slot{display:grid;align-content:center;justify-items:center;gap:8px;min-height:108px;padding:20px 24px;border:1px dashed var(--line-strong);border-radius:20px;background:linear-gradient(180deg,var(--panel-muted) 0%,var(--card-soft-bg) 100%);text-align:center}.ad-slot-label{font-size:.76rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text-soft)}.ad-slot p{margin:0;max-width:56ch;color:var(--text-soft);font-size:.94rem}.benefits-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.benefit-card{padding:18px;border:1px solid var(--line);border-radius:18px;background:var(--card-soft-bg)}.benefit-card h2{margin:0 0 8px;font-size:1.02rem}.benefit-card p{margin:0;color:var(--text-soft);font-size:.94rem}.disclaimer-banner{justify-self:start;max-width:420px;padding:16px 18px;border:1px solid var(--warning-border);border-radius:16px;background:var(--warning-bg);color:var(--warning-text);font-size:.95rem}.disclaimer-banner strong{display:block;margin-bottom:6px;color:var(--warning-strong)}.disclaimer-banner p{margin:0}.disclaimer-banner p+p{margin-top:4px}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:24px;align-items:start}.left-column-stack{display:grid;gap:24px}.left-support-grid{display:grid;gap:16px}.panel{padding:28px;border:1px solid var(--line);border-radius:24px;background:var(--panel);box-shadow:var(--panel-shadow)}.panel-header{margin-bottom:24px}.panel-header h2{margin:0 0 8px;font-size:1.3rem}.panel-header p{margin:0;color:var(--text-soft)}.form-panel{display:grid;gap:18px}.preset-section{display:grid;gap:14px}.preset-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.preset-button{display:grid;gap:6px;min-height:44px;text-align:left;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:var(--card-soft-bg);color:var(--text-main);transition:border-color .16s ease,background-color .16s ease,transform .16s ease}.preset-button:hover{border-color:var(--accent);background:var(--card-hover-bg);transform:translateY(-1px)}.preset-button strong{font-size:.96rem}.preset-button span{color:var(--text-soft);font-size:.87rem;font-weight:400}.preset-button-active{border-color:var(--accent);background:var(--card-active-bg);box-shadow:inset 0 0 0 1px var(--card-active-ring)}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:grid;gap:8px}.field span{font-size:.95rem;font-weight:600;color:var(--text-main)}.field input,.field select{width:100%;min-height:48px;padding:14px 16px;border:1px solid var(--line-strong);border-radius:14px;background:var(--input-bg);color:var(--input-text);font:inherit}.field input:focus,.field select:focus{outline:3px solid var(--focus-ring);border-color:var(--accent)}.toggle-group{display:grid;gap:12px}.toggle-row{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;padding:14px 16px;border:1px solid var(--line);border-radius:16px;background:var(--card-soft-bg)}.toggle-row input{margin-top:3px;accent-color:var(--accent)}.toggle-row span{display:grid;gap:4px}.toggle-row strong{font-size:.96rem}.toggle-row small{color:var(--text-soft);font-size:.87rem}.validation-note{margin:0;color:var(--text-soft);font-size:.9rem}.assumption-callout{padding:18px;border-radius:18px;background:var(--panel-muted);border:1px solid var(--line)}.assumption-callout strong{display:block;margin-bottom:8px}.assumption-helper{margin:0 0 12px;color:var(--text-soft);font-size:.92rem}.assumption-callout ul{margin:0;padding-left:20px;color:var(--text-soft)}.assumption-callout li+li{margin-top:8px}.results-panel{display:grid;gap:24px}.results-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.result-card{padding:18px;border-radius:18px;background:var(--card-strong-bg);border:1px solid var(--line)}.result-card span{display:block;margin-bottom:10px;color:var(--text-soft);font-size:.92rem}.result-card strong{font-size:1.7rem;line-height:1.15;color:var(--text-main)}.formula-box{padding:18px;border-radius:18px;background:var(--formula-bg);color:var(--formula-text)}.formula-box p{margin:0 0 8px;color:var(--formula-muted);font-size:.92rem}.formula-box code{font-size:.95rem;white-space:pre-wrap}.section-heading h3{margin:0 0 6px;font-size:1.05rem}.section-heading p{margin:0;color:var(--text-soft);font-size:.92rem}.take-home-summary{display:grid;gap:14px}.support-card{padding:18px;border:1px solid var(--line);border-radius:18px;background:var(--card-soft-bg)}.info-list{margin:14px 0 0;padding-left:20px;color:var(--text-soft)}.info-list li+li{margin-top:8px}.faq-list{display:grid;gap:14px;margin-top:14px}.faq-item{padding-bottom:14px;border-bottom:1px solid var(--line)}.faq-item:last-child{padding-bottom:0;border-bottom:0}.faq-item strong{display:block;margin-bottom:4px;font-size:.96rem;color:var(--text-main)}.faq-item p{margin:0;color:var(--text-soft);font-size:.92rem}.breakdown{display:grid;gap:12px}.compact-breakdown{margin-top:14px}.breakdown-row{display:flex;justify-content:space-between;gap:16px;padding-bottom:12px;border-bottom:1px solid var(--line)}.breakdown-row span{color:var(--text-soft)}.breakdown-row-negative strong{color:var(--negative-text)}.breakdown-row-positive strong,.breakdown-row-total strong{color:var(--text-main)}.breakdown-row-total{padding-top:6px;border-bottom-width:0}.breakdown-row-total span,.breakdown-row-total strong{font-size:1.02rem;font-weight:700;color:var(--text-main)}@media(max-width:900px){.hero,.benefits-grid,.calculator-layout,.results-grid{grid-template-columns:1fr}.hero{gap:20px}.hero h1{max-width:16ch}.hero-actions{justify-items:stretch}.theme-toggle,.disclaimer-banner{width:100%;max-width:none}}@media(max-width:640px){.app-shell{padding:20px 14px 36px}.hero{gap:16px;margin-bottom:20px}.eyebrow{margin-bottom:8px;font-size:.78rem}.hero h1{max-width:none;font-size:2.2rem;line-height:1.05}.hero-text{margin-top:14px;font-size:.98rem}.benefits-section,.ad-slot-section{margin-bottom:24px}.ad-slot-section-lower{margin-top:24px}.benefits-grid,.preset-grid,.field-grid,.results-grid{grid-template-columns:1fr}.benefit-card,.support-card,.formula-box,.result-card,.assumption-callout,.ad-slot{padding:16px;border-radius:16px}.left-column-stack,.left-support-grid,.results-panel,.take-home-summary,.breakdown,.faq-list,.toggle-group{gap:14px}.panel{padding:18px;border-radius:18px}.panel-header{margin-bottom:18px}.panel-header h2{font-size:1.18rem}.preset-button{padding:13px 14px}.field{gap:6px}.field span{font-size:.92rem}.field input,.field select{min-height:50px;padding:13px 14px;border-radius:12px;font-size:16px}.toggle-row{padding:13px 14px;border-radius:14px;gap:10px}.toggle-row small,.assumption-helper,.section-heading p,.faq-item p,.benefit-card p,.info-list,.result-card span,.formula-box p,.validation-note{font-size:.9rem}.result-card strong{font-size:1.35rem}.theme-toggle{min-height:46px;padding:10px 12px}.ad-slot{min-height:96px}.ad-slot p{font-size:.9rem}.disclaimer-banner{padding:14px 15px;border-radius:14px;font-size:.92rem}.breakdown-row{flex-direction:column;align-items:flex-start;gap:4px;padding-bottom:10px}.breakdown-row strong,.breakdown-row-total span,.breakdown-row-total strong{font-size:1rem}}.site-footer{display:flex;justify-content:space-between;gap:24px;margin-top:32px;padding-top:20px;border-top:1px solid var(--line)}.footer-meta strong{display:block;margin-bottom:6px}.footer-meta p{margin:0;color:var(--text-soft);font-size:.92rem}.footer-links{display:flex;gap:16px;align-items:flex-start;flex-wrap:wrap}.footer-links a,.back-link{color:var(--accent-strong);text-decoration:none;font-weight:600}.footer-links a:hover,.back-link:hover{text-decoration:underline}.legal-shell{display:grid;gap:32px}.legal-hero{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:start}.legal-hero-copy{max-width:760px}.back-link{display:inline-flex;margin-top:18px}.legal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.legal-card h2{margin:0 0 6px;font-size:1.12rem}.legal-list{margin-top:14px}.contact-placeholder-card{background:var(--panel-muted)}@media(max-width:900px){.legal-hero,.legal-grid{grid-template-columns:1fr}.site-footer{flex-direction:column}}@media(max-width:640px){.legal-shell{gap:24px}.back-link{margin-top:14px}.footer-meta p{font-size:.9rem}}
